There are two types of money you can choose to spend. First, there is the money you do have. Second, there is the money you don’t have. Put simply, there is a cost to spending both types of money. How should you weigh that cost? How should you make financially sound decisions about your financial [...]
Money and marriage: Tips for combining incomes for financial stability Divorce lawyers agree that the single greatest cause of divorce in the United States today is money. (Sexual problems, including adultery, take second place.) Why do couples fight over money? Independence is one reason. Many newlyweds exchange years of financial freedom that they worked hard [...]
A few things to consider while deciding whether or not you should co-sign on a loan for your child. Does it seem like your kids are always asking you for money? If so, don’t feel bad… that’s what kids do. You have resources that they don’t have (like an income), and you’re the person that [...]
Everyone knows how easy it can be to get into credit card debt. This article offers a simple to follow and effective plan for getting out of debt and taking control of your credit cards. Articles abound on how to manage your credit cards, pay down your balances, and get out of debt. But most [...]
Whether you need daily childcare or childcare for just an hour, you can save money by looking for alternatives to regular situations. Parents around the world all have one thing in common. They all want to save money on childcare. Most families have two parents working outside the home so childcare is a necessity. Some [...]
This article will give parents some ideas as to what options they have when it comes to saving for their child’s education. Nowadays, you really need a college degree to get a decent job in this world. If you are a parent, once you have your first baby, you need to start thinking about his/her [...]
Ah, plastic. The sweet, double-edged sword of credit cards continues to wreak havoc on consumers everywhere. On one side, the ability to spend beyond what our bank account currently holds helps us feel safe from unexpected financial harm and enables us to act like big shots at restaurants. On the other side, the creeping disease [...]
Living on one income isn’t always easy, and it’s not for everyone. Different families do it for different reasons. Some by choice, some by necessity. Sometimes one income is enough to sustain a family; many times it is not. Living on one income can be done, with a few adjustments in attitude and by following [...]
At one point in your child’s life at the very least, you will have to deal with him/her having a savings account. Some parents set up an account before the child is even born, but most parents’ wait until after. Find out ways to make your child’s saving accounts climb! At one point in your [...]
A person’s credit report is like a report card of how they pay bills. Bankers use these to help determine whether or not a person will get a loan, how much money one can borrow, and what interest rate one will pay. Although many things are considered, a person with an excellent credit rating will [...]